1. Simple

• A Credit Card is the simplest and most convenient way to pay for goods/services purchased.

• It makes you get rid with the burden of carrying bulky cash by providing you the convenience to place small plastic money in your wallet.

• In case your cash is lost/stolen, it is almost impossible to recover it but if your card is lost/stolen, you can always block the usage by informing the Bank and get a replacement.

• It is very helpful to cope with situations like shortage of cash and handling emergencies.

• If you are a frequent traveler, it is very convenient for you to carry the Bank's International Credit Card and avoid the problems of foreign exchanges.

• Above all, you can make purchases on a credit term of interest free period of 45 days maximum and 15 days minimum.