A Debit Card is a payment card, which enables you with the option of making purchases at merchant locations as well as cash withdrawl from ATMs with access to your bank account.

It is a convenient financial management tool. It offers many benefits, however at the same time it also carries many responsibilities to the holder thereof. It provides you with a freedom from the burden of carrying cash as well as risk associated with that. Debit Cards have very wide applications, wider than the currency notes and safer than them too!