1. Personal loan

• Registered charge (mortgage) over the fixed assets.
• Demand Promissory Note
• Undertaking to repay loan and/ or personal guarantee.

2. Loans to company/ firms

• Personal guarantee of promoters/ shareholders.
• Corporate guarantee of the concerned company/ firm.
• General Letter of Hypothecation- Where stocks and/ or machinery are hypothecated and/ or in the case of Working Capital Loan.
• Registered charge (mortgage) over the fixed assets.
• Demand Promissory Note.

3. Loans against cash (account) pledge

• Deed of Pledge of Cash/ Cash equivalent.
• Demand Promissory Note.
• Personal guarantee and/ or undertaking to repay loan.

4. Loans against pledge of shares

• Deed of Pledge of Shares.
• Demand Promissory Note.
• Personal guarantee and/ or undertaking to repay loan.

5. Loan against pledge of Saving Bonds

• Deed of Pledge of Saving Bonds.
• Demand Promissory Note.
• Personal guarantee and/ or undertaking to repay loan.

6. Loan against security of authorization to deduct own or third party's account

• Deed of Authorization to Deduct Account.
• Undertaking to repay loans and/ or personal guarantee.
• Letter of Set Off.
• Demand Promissory Note.

Note :
1. Proposed fixed assets security has to be valued by Bank's valuer before accepting such fixed assets as Bank's security.
2. In all the cases Credit Facility Offer Letter of the Bank has to be duly signed and returned by the client. Furthermore, required documents may vary on case to case basis.