Standard Tariff of Charges
Particulars Charges
Section 1
CUSTOMER SERVICES:
Issuance of Balance Certificate NPR 500 or USD 10 per certificate for a/c opened for more than 3 months.
NPR 800 or USD 15 for a/c opened for less than 3 months.           Free for companies &  institutions once a year.
Issuance of Foreign Investment certificate NPR 1,000
Balance re-confirmation request- applicable to companies and institutions NPR 200 per request
Statement to be provided for 2nd or more time (upto 10 pages) NPR 250 or USD 5
Statement to be provided for 2nd or more time (above 10 pages) NPR 500 or USD 10
Cheque Book
Cheque Book issuance against lost Cheque Book NPR 300 cheque book of upto 25 leaves
NPR 500 for above 250 leaves
Cheque Book charge against uncollected Books NPR 300 if cheque book not collected within 90 days but cheques to be destroyed after 1 year.
Duplicate customer DR/CR advice NPR 200 within six months
NPR 300 above six months
Account Transfer
Account transfer from Saving Bonanza & E-ZEE to any other Savings schemes NPR 300
Mobile Banking (SMS alert)
SMS Debit Alert (for debit transaction from ATM, Internet Banking and POS/POT terminals NPR 100 annually
SMS alert for both debit and credit account transaction NPR 500 annually
Mobile (SMS) pin code regeneration NPR 25
Email Alert
E-mail alert for both debit and credit account transaction NPR 200 annually
E-banking
E-banking (with enquiry rights only) Free
E-banking (with utility payment.fund transfer right) NPR 200 annually
E-banking password regeneration

NPR 25

E-com/Online payment NPR 500 per transfer
Safe Deposit Lockers (SDL)
The security deposit is refundable at the time of surrender of the SDL and the key by the customer
Type Dimension in inches
Height Width Depth Inside valley Oustside Valley
Rate p.a.                      Key Deposit Rate p.a.                   Key Deposit
L2/10 15.16 20.87 19.37 NPR 7500                     NPR 25,000 NPR 7000                   NPR 25,000
3G/20 7.44 20.87 19.37 NPR 6000                     NPR 22,500 NPR 5500                   NPR 22,500
1F/21 10.63 13.86 19.37 NPR 5500                     NPR 20,000 NPR 5000                   NPR 20,000
1C/45 4.92 13.86 19.37 NPR 4000                     NPR 15,000 NPR 3500                   NPR 15,000
2B/60 6.26 8.27 19.37 NPR 3500                     NPR 12,500 NPR 3000                   NPR 12,500
1A/90 4.92 6.89 19.37 NPR 3000                     NPR 10,000 NPR 2500                   NPR 10,000
3D/40 7 9.5 19.37 NPR 3500                     NPR 12,500 NPR 3000                   NPR 12,500
G/2 7 20 19 NPR 6000                     NPR  22500 NPR 5500                   NPR  22500
D/28 7 10 19 NPR 4500                     NPR 17500 NPR 4000                   NPR 17500
Breaking of Lockers (if customer loses keys) NPR 2500 or actual cost of lock replacement whichever is higher
Section 2
CASH AND TRANSFERS:
Nepal Rastra Bank, Manager's Cheque NPR 200 per cheque
Cancellation of Nepal Rastra Bank, Manager's Cheque NPR 200 per cheque
Standing Instructions NPR 250 or if FC USD 5 per instruction
Stop Payment Request - cheques NPR 250 per sequence or USD 5 per sequence
Stop Payment Request - drafts etc. NPR 500 or USD 10 per plus Tlx/Swift
Cheques certified "Good for Payment" NPR 250 or if FC USD 5 per instrument to the drawer
Cheques returned unpaid (Clearing or otherwise) NPR 250 or if FC USD 5 per instrument to the drawer
Draft Issuance 0.1% or USD 5 or minimum NPR 200 for each draft (customers)
0.25% or minimum NPR 350 for each draft (non-customers)
Telex/SWIFT - Outwards 0.25% or minimum NPR 500 or USD 10 for each transfer plus communication charges
TELEX/SWIFT/Mail/ Inward
Customers USD 5 or Equivalent for all A/Cs
Refund of Inward Payment & Nostro Cover USD 15 plus cable charge
Local Interbank Transfers NPR 500 or USD 10
Cheques Purchase (Customer - subject to agreement)
USD, EUR, JPY Cheques 0.75% of face value or min. NPR 400 or USD 8 drawn in domestic currency of drawee bank I.e. US $ cheque drawn in bank in USA within 15 days. Additional charge of 0.05% is charged for each additional day after that.
INR Cheques payable in India 0.50% of face value or min. NPR 400 if realised within 15 days. Additional charge of 0.05% is charged for each additional day after.
Other currency Cheques 1.00% of face value or min. NPR 400 or USD 8 for cheques drawn in currency other than that of drawee bank i.e. US $ cheques drawn on banks in Germany or Japan for 15 days. 0.05% is then charged for each additional day
Cheque Return 10% p.a. INR and 5% in FC from date of purchase plus other banks charges, min NPR 250/USD 5 whichever is higher
Follow up charges Actuals plus tlx/post charges
Cheque Collection(*)
Outward (cc) in NPR 0.15% or min NPR 400/max NPR 5000 plus courier charge
Outward in Indian Currency 0.15% or min NPR 500/max NPR 5000 plus courier charge
Outward in USD payable within USA 0.15% or min NPR 600/max NPR 5000 or USD 8 plus courier charge
Outward  cheques in FC payable outside USA 0.20% or min NPR 600/max NPR 5000 or USD 8 plus courier charge
ABBS Charges
Cash Withdrawal/Deposit in Outstation branches account except for Corporate customers and E-Zee, Saving Bonanza, Surakshya Bachat accounts and Remittance Saving A/c. Minimum NPR 100 or 0.025% of the transaction amount
For account to account transfer Free
ABBS for individual account for transaction amount/value upto NPR 200,000/- Free
Application Supported by Blocked Amount (ASBA): NPR 100 per application
Fixed Deposit pre-mature/withdrawal/closure penalty (subject to Bank' approval): 3% of Fixed Deposit amount
Interbank Payment System(IPS)
Upto 10,000 Free
Above 10,000 upto 200,000 NPR 50
Above200,000 onwards NPR 100
Interbank Payment Syatem(IPS) Inward (Bulk Inward -P2)
Below 500 Free
500 Below 5,000 NPR 10
5,000 and above NPR 25
Interbank Payment System (IPS) Outward NPR 500
Section 3
TRADE FINANCE:
Documentary credits (Inwards) Exports
For advising an issuing Bank's own credit and amendments thereto NPR 500 for our Customer
NPR 1500 if non- customers  both for LC and Amendment
For confirming a credit (subject to prior arrangement) sight 0.25% per quarter or min NPR 1500
For usance credit, the term is to be added to the expiry date 0.25% per quarter min NPR 1500
For transferring a transferable credit
For a simple transfer of whole or partial of a documentary credit NPR 500 for our clients
NPR 1500 for non clients
Air Freight Permit NPR 250
Negotiation/Discount on Export L/c
Sight  LC 0.5% more than the published interest rate of Export Credit "others"
Min NPR 1500.  See Section 4 for Communication Charge
Usance LC 1.5% more than the published interest rate of Export Credit "others" (i.e. 1% more than Sight LC)
Min NPR 1500.  See section 4 for communication charge
COLLECTION ON EXPORT LC 0.25% flat or min NPR 1000 plus courier charges as in Section 4
Advance Payment Certificate USD 5 or Equivalent
Duplicate Advices/ Realization Certificate/Adv. Payment Certificate NPR 200
Documentary Credits (Outwards) Imports
Issuing Fee
a) Irrevocable/Revocable/Back to Back documentary credit, Revolving 0.125% or 0.25% per Quarter , Min 1000
see Section 4 for courier charge
Reimbursement Authorization By Tlx/SWIFT NPR 500
Amendment Fee
a) Basic NPR 500 plus Tlx/ SWIFT cost as per section 4
b) For extension of expiry and/or increase in value same as issuing fee given above plus commission of NPR 500 and Tlx/SWIFT cost as per section 4.
( amendment NPR 500)
c) Time extension of within the same quarter NPR 500 plus Tlx/ SWIFT cost as per section 4
Inward Bills Under L/C (Imports)
Sight L/C Free
Usance Lc acceptance after delivery of documents till due date 0.25% per quarter min NPR 800
Import Collection
Inward Documentary Collection outside LC 0.25% flat or min NPR 800 plus Courier Charge when applicable
Return Item and L/C Cancellation NPR 500 plus Courier, Tlx/Swift Chg as per section 4
Bank to Bank reimbursement ( to be deducted from proceeds) USD 20
Discrepancy Fee under Letter of Credit
For L/C to third countries USD 50 flat for FCy LC or Equivalent.
For L/Cs to India and Nepal For Domestic LC -NPR 2000.00
For India-INR 2000 or Equivalent
Commission in Lieu of Exchange 0.25% or Min USD 10 managed from Client's FC Account
If FC brought from other Bank 1% flat
Advance Payment upto USD 3,000/- for import of goods from 3rd countries. NPR 800 flat   or USD 10
Plus cable charges as per section 4
Guarantees
Guarantees:
Issuance charge
Bid Bond 0.375% Per Quarter ( 1.5% per annum )
Min NPR 800 per Quarter
Performance Bond 0.375% Per Quarter ( 1.5% per annum )
Min NPR 800 per Quarter
Advance Payments 0.375% Per Quarter ( 1.5% per annum )
Min NPR 800 per Quarter
Travel Related Guarantee 0.50% Per Quarter ( 2.0% per annum )
Min NPR 800 per Quarter
Customs Guarantee/Miscellenaneous 0.625% Per Quarter ( 2.5% per annum )
Min NPR 800 per Quarter
Shipping/Counter Guarantee 0.625% per Quarter ( 2.5% per Annum) or min NPR 800 per Quarter plus SWIFT of NPR 1500. In the event that the relative documents are not ultimately received through this bank within 30 days after the expiry of the guarantee an additional charge of 0.25% per Quarter of the value of the gtee (min. NPR 800) is payable.
plus all courier and correspondent charges
Amendment (other than time extension and value increment) Flat charge of NPR 800 or charge of USD 15
Amendment for time extension within the same quarter Flat charge of NPR 800 or charge of USD 15
Advising Guarantee to other banks USD 250 or Equivalent
Endorsing Guarantees to other Banks 0.375% Per Quarter or a Minimum of USD 250
Counter Guarantee
Banks 0.375% per Quarter Min USD 100 per Quarter
Amendment USD 100 per amendment not affecting time and value
Business Credit Information Both of foreign Importers and Exporters On an actual basis
Section 4
COMMUNICATION CHARGES
Trade Finance
LC message Minimum NPR 1500 and if Telex more than 12 minutes,  NPR 125 per minute
Tlx/SWIFT other than amendment Min NPR 750 otherwise NPR 125 per min
Tlx/SWIFT for amendments Min NPR 500 otherwise NPR 125 per min.
Cash & Transfers Department
Cash/ remittance by tlx/SWIFT Actual or Min NPR 750
Courier charge
Nepal NPR 50
India NPR 750
USA / Canada/Brazil USD 25
Other Countries USD 20
Postage Charge
Nepal NPR 50
India INR 50 equivalent
Other countries NPR 250 or equivalent of USD 5
Section 5
CREDIT
Loan Management Fee:
For New Loans Corporate:0.35% of funded facilities
SMEs/Retail:0.5% of the funded facilities
or 5000 whichever is higher.
For Enhancement For Existing loan clients:
Enhancement and new limit: 0.25% of new/enhanced funded limit on pro rata basis or 5,000 whichever is higher.
For Renewal Corporate:0.25% of the revolving funded facilities
SMEs/Retail:0.5% of the revolving funded facilities
or 2500 whichever is higher.
For Yuva Agro Loans as per NRB circular / Fully Govt. owned entity Nil
Unscheduled Payment (prepayment fee) 1.5% of the amount being prepaid
Credit Informatin Charges (CIC fees) As per actual cost
Fees related to consortium & hydropower project loans As per the syndicated facility agreement or the term sheet
Loan Commitment Fees 0.25% of the unutilized portion of the overdraft limit.To be calculated and charged on quarterly basis if average utilization is below 60% of the limit.
Section 6
CARD RELATED FEES :
VISA Electron Debit Card Charges:
VISA ELECTRON NPR DEBIT CARD
Issuance
Card fee for 5 years valid card NPR 2,100 (Can be Paid in Lump Sum Amount)
OR
Card fee for 5 years valid card Card Fees Installment 1 NPR 350
Card Fees Installment 2 NPR 350
Card Fees Installment 3 NPR 350
Card Fees Installment 4 NPR 350
Card Fees Installment 5 NPR 350
Card Fees Installment 6 NPR 350
E-Zee Saving & NIBL Savings Bonanza Account Holders No Charge
Cash Advance Fee
In NIBL ATM/POS No Charge
In Other Bank's ATM/POS (Nepal) NPR 50 or 0.5% of the transaction amount
In Other Bank's ATM/POS (India) NPR 250 or 0.5% of the transaction amount
Replacement/Re-issue /Renewal Fee NPR 350
VISA ELECTRON USD DEBIT CARD
Card fee for 5 years valid card USD 120(Can be Paid in Lump Sum Amount)
OR
Card fee for 5 years valid card Card Fees Installment 1 USD 20
Card Fees Installment 2 USD 20
Card Fees Installment 3 USD 20
Card Fees Installment 4 USD 20
Card Fees Installment 5 USD 20
Card Fees Installment 6 USD 20
Cash Advance Fee
In NIBL ATM/POS No Charge
In Other Bank's ATM USD 5 or 0.5% of the transaction amount
In Other Bank's POS USD 3 or 0.5% of the transaction amount
Replacement/Re-issue Fee USD 5
ADDITIONAL CHARGES Local USD
PIN Re-Generation Fee Rs. 50 USD 0.75
Mini Statement/ Cheque Book Request/ Statement Request in NIBL ATM Rs. 5 -
Balance Enquiry in Other Bank's ATM Rs. 50 USD 0.75
Cash Withdrawal from our VISA Associate & National Payment Network (NPN) Member Bank's ATM Rs. 20 -
Balance Enquiry from our VISA Associate & National Payment Network (NPN) Member Bank's ATM Rs. 5 -
Mini Statement/ Cheque Book Request/ Statement Request from our National Payment Network (NPN) Member Bank's ATM Rs. 5 -
VISA CREDIT CARD CHARGES
VISA CLASSIC CREDIT CARD Local
Issuance
Joining Fee Rs.750
Annual Fee Rs.750
Onus Cash Advance (NIBL ATM/POS) Rs. 100 + 2% of the Txn Amt
Offus Cash Advance (Other Banks ATM/POS) Rs. 200 + 2% of the Txn Amt
Limit Enhancement Rs. 500
Annual Interest on Remaining dues (Purchase) 24%
Annual Interest on Cash Advance 24%
Late Payment Fee Rs. 300
VISA GOLD CREDIT CARD Local USD
Issuance
Joining Fee Rs. 1,000 USD  25
Annual Fee Rs. 1,000 USD  25
Onus Cash Advance (NIBL ATM/POS) Rs. 100 + 2% of the Txn Amt USD 2 + 2% of the Txn Amt
Offus Cash Advance (Other Banks ATM/POS) Rs. 200 + 2% of the Txn Amt USD 5 + 2% of the Txn Amt
Limit Enhancement Rs.500 USD   5
Annual Interest on Remaining dues (Purchase) 24% 24%
Annual Interest on Cash Advance 24% 24%
Late Payment Fee Rs.300 USD 5
ADDITIONAL CHARGES Local USD
PIN Re-Generation Fee Rs. 50 USD 0.75
Balance Enquiry in Other Bank' ATM Rs. 50 USD 0.75
Cash Withdrawal from our VISA Member Bank's ATM Rs. 100 + 2% of the Txn Amt USD 2 + 2% of the Txn Amt
Balance Enquiry from our VISA Member Bank's ATM Rs.50 USD 0.75
Cash Withdrawal from our National Payment Network (NPN) Member Bank's ATM Rs. 100 + 2% of the Txn Amt USD 2 + 2% of the Txn Amt
Balance Enquiry from our National Payment Network (NPN) Member Bank's ATM Rs.50 USD 0.75
Overlimit Fee (Cardholders can use 10% in excess to their total credit limit) Rs. 300 USD 5
MEDICASH CARD NPR 2000 (One time issuance charge)
NIBL USD TRAVEL CARD NPR 1000(One time issuance charge)
Section 7
MISCELLANEOUS
Test authentication charge NPR 1000 to NPR 3000

(*) Conditions apply

 

Standard Tariff of Charges in PDF Version

 

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