| Type |
% per
annum |
| Savings |
2.50 |
| E-Zee Savings |
4.00* |
| Fixed Deposits | % per
annum |
|
| Prime |
Others |
|
| 14 Days | 1.25 |
1.25 |
| 1 Month | 1.75 |
1.75 |
| 3 Month | 2.75 |
2.50 |
| 6 Month | 3.00 |
2.75 |
| 1 Year | 5.50 |
5.00 |
| 2 Years | 5.75 |
5.25 |
| Above 2 Years | 6.00 |
5.50 |
| Lending Rates | % per
annum |
||
|
Prime |
Others |
||
| Overdraft (Corporate And Multinational) | 9.75 |
||
| Working Capital / Short term Loan | 9.75 |
||
| 90 Days Cash Credit | 9.00 |
||
| Term Loan | 10.25 |
||
| Other Loans | 13.00 |
||
| Export Credit | 8.25 |
||
| Trust Receipt / Importer's Loan | |||
| 120 Days | 8.25
- 8.50 |
||
| 150
Days |
8.50-
8.75 |
||
| Term Loan |
11.00 |
12.00 |
|
| Export Credit |
9.50 |
10.50 |
|
| Overdraft |
11.00 |
12.00 |
|
| Working Capital |
11.00 |
12.00 |
|
| Short Term Loan |
11.00 |
12.00 |
|
| Trust Receipt Importer's Loan | |||
| 90 Days |
9.75 |
10.00 |
|
| Sector | Institutional |
Prime |
Others |
| Priority Sector | 4.00 |
11.00 |
12.00 |
| Deprived Sector | 4.00 |
7.00 |
9.00 |
| Hire Purchase Loan | 9.00 |
9.00 |
11.00 |
| Loan Against Govt. Bonds | 7.00 |
||
| Loan Against 1st Class Bank Guarantee | 8.00 |
||
| Loan Against Fixed Deposites held with our Bank | 7.00 |
8.00 |
|
| Loan Against Pledge of USD | 6.50 |
8.00 |
|
| Other Loans | 13.00 |
||
| Housing Loan (Up to 5yrs) | 8.50 |
||
| Housing Loan(Above 5yrs) | 10.00 |
||
| Notes: 1. Interest rates for facilities provided under consortium financing will be as per the consortium decision. 2. A rebate upto 0.50% p.a. will be provided to corporate clients subject to timely payment of interest and repayment of principal. |
