| Safety
tips for Debit / Credit Cards |
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| 1. | Sign
your card immediately upon receipt of the same. |
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| 2. | Always sign
the card with a ballpoint pen. |
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| 3. | The moment
you get your Credit Card, note down the card number and the
emergency contact number of the Bank's Card Center separately.
Should you ever misplace your card or it gets stolen, it will
be possible for you to immediately report a loss. |
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| 4. |
For security
reasons, we advice you to keep a photocopy of the front and
backside of the Credit Card with you. |
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| 5. |
Try
and memorize the PIN instead of noting it down somewhere. |
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| 6. |
Don't
lend your card to anyone. Be well aware of who has access
to your cards. If your Credit Card is borrowed by a family
member (spouse, child, parent), with or without your knowledge,
you are responsible for their purchase/cash withdrawal. |
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| 7. |
Never
disclose the card number and PIN number unnecessarily. |
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| 8. |
Do not give your Credit Card number over the phone or on the Internet. NIBL Visa Credit Card cannot be used for Internet, Phone and Mail transactions. |
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| 9. |
Never leave your card unattended at a shop or restaurant. |
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| 10. |
Make sure the card returned to you at the merchant establishment is yours. |
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| 11. |
When using
your card in a merchant establishment, only your signature
is needed. Never disclose any other personal details about
yourself, be it your address or phone number. |
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| 12. |
Never sign an incomplete sales slip. Make sure it is totaled. |
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| 13. |
Always keep a copy of the bill and the payment slip and ATM receipts for all transactions. |
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| 14. |
Always check your billing statement. Check the purchases and compare it with the bills and receipts in your possession. |
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| 15. |
Keep the
phone numbers of the Bank in a place other than the wallet
that nest your card. If your wallet gets picked, you won't
have to frantically hunt for the emergency number. |
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| 16. |
In case
the card is lost or stolen, report immediately. |
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| 17. |
If returning or handing over the card to the Bank, make sure you give it to a bank official and cut it before doing so. That ensures the card can never be used again. |
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|
Security Measures |
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Due considerations should be given
to below mentioned activities for secure transactions: |
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a. |
Affix the signature on the signature panel
at the back of the card immediately upon receipt of card. |
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b. |
Except to the merchant, do not reveal card
and card number to anyone at any circumstances. |
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c . |
Cards have been restricted for mail / telephone
order and Internet transactions as they are risky in nature
and the card number can be compromised. You will be liable
for all such transactions appearing on your card statement. |
|
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d . |
Please maintain the record of the card
number and the telephone number of NIBL separately as the
need may arise. |
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e . |
Do not disclose your limit and PIN Number
to anyone, whatever the situation may be. |
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Lost or Stolen |
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In case of lost or stolen, please inform
us or any Visa member bank immediately to block the further
usage and request for replacement card. Same applies for PIN
number too if it has been disclosed to others.Lost /stolen
of card can be informed over the telephone but the same has
to be reported in writing within three days after the incident. |
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