Interest Rates

Base Rates

S.No
Indicator
%
Description
1
Base Rate
5.90%
Chaitra end 2077
2
Cost of Fund
4.31%
Chaitra end 2077
3
Interest spread
3.57%
Chaitra end 2077
4
Base Rate (applicable)
5.95%
Chaitra end 2077 - (Average for 3 months) [Magh 2077: 6.05%, Falgun 2077:5.91%, Chaitra 2077: 5.90%]
Effective from 19th June, 2020
  • Deposit Rates
  • Fixed Deposit Rates
  • Lending Rates
  • Fixed Lending Rates (For 1 Year)
  • Fixed Lending Rates (Upto 7 Years)
  • Fixed Lending Rates (Upto 10 Years)
  • Lending Rates (Prime)

Notes:
- Penal interest will not be levied in any type of loan till Ashad end 2077
- Rates on Lending will be adjusted as per change in base rate of the Bank.
- Interest rate on direct deprived sector lending shall be as per existing agreement.
- Rate on consortium financing shall be decided by consortium meeting
- Specific product feature, interest rate and minimum balance for various saving deposits will be as per information provided in Bank's website