NIBL Cab Loan



  • Competitive interest rate
  • Loan financing for up to 85% of invoice value
  • Loan Tenure: up to 7 years
  • Low administration fees @ 0.35%
  • Fast track approval process
  • Loan repayment via Savings Account (Surakshya Bachat Khata) with FREE Accidental Death Insurance of NPR. 2 Lakh or Any Cause Death Insurance of NPR. 1 Lakh.



Documents requirement at the time of processing loan:

  • Request letter
  • Citizenship Certificate
  • Valid Driving License
  • Commercial Invoice
  • KYC document of borrower
  • Incase of company- Registration Document/ PAN/ Financial projection


Nominee Account:

Surakshya Bachat Khata (for individual clients) and/ or Current Account (for company)


Conditions Apply


With NIBL EMI Scheme, you can purchase consumer goods such as mobile phones,furniture, laptop & electronics, jewelry and many more through easy 'Equal Monthly Installment (EMI)'.


  • Tenure: up to 18 months
  • Finance Amount Limit: NPR. 20,000 – NPR. 2,00,000


Available Goods:

Goods & Services



Samsung Mobile Phones


Nakhu, Lalitpur



Nakhu, Lalitpur


SB Furniture


Lenovo Laptop


King's Way Tower, Ghanta Ghar


Gitanjali Jewels



The scheme is available for NIBL Savings Bonanza Account or NIBL Credit Card Holders. New customers can avail the facility upon Credit Card approval. Please visit NIBL Credit Card webpage for details.


How to Apply:
Please call NIBL Card Center for details: 01- 4445301, 01- 4005058, Ext: 365, 359


For Merchants:
Merchant can facilitate their goods & services through Equal Monthly Installment (EMI). Membership in NIBL Easy EMI Scheme is simple! Please call NIBL Card Center for details: 01- 4445301, 01- 4005058, Ext: 365, 359


Conditions Apply


NIBL Home & Solar Loan

NIBL Home Loan
Interest Rate: 7.9% p.a. (Conditions Apply. Valid for new loans only.Please visit our Home Loan Webpage for details)


NIBL Solar Loan (Subsidized Interest Rate)

  • For Household Use: 2% p.a. (if tied up with home loan, if not 2.25%)
  • For Commercial Use: 4% p.a. (if tied up with Project, if not 4.5%)


Features of NIBL Solar Loan:

  • Financing up to 80% of Solar System installed by AEPC Certified Vendors
  • Financing up to 5 years for household use & 7 years for commercial use
  • Loan Amount for Household: 1 lakh to 15 lakhs
  • Loan Amount for Commercial: Min 5 lakhs
  • Loan Administration Fee: 0.35% of loan amount, no prepayment charge
  • Financing of Urban Solar Energy System where NEA line is available.
  • Capacity for Household: 100 – 1500 Wp & Commercial: ≥ 1500 Wp



  • Completed Application Form
  • Invoice of Solar System/ agreement with the vendor
  • Copy of Lalpurja
  • Copy of Citizenship in case of individual/ Registration document for non individual
  • Copy of PAN card of the client for individual/ VAT in case on non individual
  • Net worth Statement of borrower/ personal guarantor
  • Income justifying documents
  • Multiple banking declaration


Conditions Apply. For details, please call Lagankhel Branch, 01-5552980, Ext: 113 or visit our nearest branch.



Interest Rate: 9.5% p.a


Tenure: 1 Year


Repayment: EMI


Eligibility: Saving Bonanza Account Holders/ Credit Card Holders


Fees/ Charge: Nil


Maximum Financing: NPR 95,000.00


Nepal Investment Bank Limited.
Naya Baneshwor Branch.
Contact Num: +977-01-4785529, 01-4782520, 01-4782289 (Ext: 106/109/111)

Nepal Investment Bank Limited, Card Centre, Lazimpat
Contact Num: +977- 01-4005058-69 (Ext: 359/ 365/ 369)

Home Loan


Finance up to NPR 10,000,000/-(Max) or 60% of the total value (whichever is lower)

  • Ready-made Houses/Buildings
  • Construction of House/Buildings,
  • Ready-made apartment, bungalow, duplex
  • Renovation and / or extension of building




  • Maximum of 15 years
  • Loan shall be terminated on /or before 60 years of age of the borrower.
  • Repayment: Equal Monthly Installments (EMI)



  • Self employed professionals having reliable/stable source of income or income of own family supported by the documentary evidence.
  • Any other individuals having identifiable source of income supported by the documentary evidence of the same.
  • Employees of corporate entities supported by salary slips and employer's undertaking that salary will be routed through the Bank.
  • Borrowers' uncommitted  income should be 25% more than the Equated  Monthly Installment (EMI)
  • Nepalese Citizens only but should be above 18 years of age and last installment to be repaid within 60 years of his/ her service, unless steady and regular income justifies.
  • For the corporate borrowers, company's past performance of 2 years and projection reports of 2 years, (including current year) its financials as well as the reputation of the promoters will be considered.


The following charges are to be levied

  • Unscheduled payment: 1.5% of payment amount (conditions apply).
  • Management fee: 050%( Flat) of the loan amount or NPR 5,000 (whichever is higher)
  • CIC Charge: on actual basis

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