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Credit Card
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Product Overview
Credit Card

Nepal Investment Bank Ltd. offers Visa Credit Card (Domestic and International) for its customers which enables the option of making purchases on credit at merchant locations, e-Commerce transaction as well as cash withdrawal from ATMs. Credit card is an excellent way to manage your money. Spend now and pay later.


  • 18 years old and above can enjoy this service
  • Either Foreign Currency Account or Central Bank Permit for International Card
  • Documents Required
    1. Salary Certificate if salaried
    2.  Financial Statements if self-employed
    3. Copy of citizenship/passport
    4. Recent photo
    5. Duly signed Debit Authority
    6. Corporate Guarantee (if required)


For Charges

  • NIBL's Credit Card are accepted at ATMs, merchant terminals known as Point of Sales (POS) and online stores for e-commerce transactions accepting VISA & MASTER across Nepal, Bhutan & India (Domestic Cards) & globally (International Cards) accepted for purchase of services, goods and for cash advance transactions
  • It is safe and convenient with EMV compliant chip based security
  • An additional card, supplementary card, can be issued to your spouse, parents or children under your credit limit. The usage will be charged to your account automatically
  • Revolving credit limit with competitive interest rate
  • Online Shopping (E-Commerce) Facility
  • Cash advance facility 
  • Flexible repayment options of outstanding amount
  • SMS and Email alerts facilities of all Debit transactions
  • If lost/ stolen usage can be blocked immediately by informing the bank
  • Credit Cards will be auto renewed
  • 24X7 Helpdesk facility is provided through (Viber, WhatsApp, and WeChat) or email us at
  • For card limit: Click Here

Convenient way for financial management!

Buy now, pay later
  • Increase purchasing power
  • Easier to plan your budget
  • Accepted for ecommerce transaction
  • Accountable for your spending
  • Opportunity to build credit
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