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- Details
- Features
Product Overview
Personal Loan
The uncertainty of tomorrow can truly be stressful. With NIBL's Personal Loan facility, give your stress rest, and secure a stable future for yourself! Individuals looking for personal investments, creation of assets, or those in need of immediate financial expenses such as medical, education, renovation, etc. can apply for NIBL's Personal Loan.
Features
- Loan available for all Nepali citizens
- Nepali citizens between the ages of 21 to 75 years of age (at the time of maturity of loan tenure) are eligible for NIBL Personal Loan
- In case of a joint loan, the age of any one of the applicants is preferred to be between 21 to 75 years
- Affordable interest rates and charges (published by the bank from time to time)
- 40% of Fair Market Value for inside valley property and 50% of Fair Market Value for outside valley property
- Up to NPR 5 Million or as prescribed by NRB in case of Personal Overdraft
- 1-year Loan tenure revolving in case of Overdraft and 20 years maximum in case of PML
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