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Interest Rates

Base Rates

S.No
Indicator
%
Description
1
Base Rate
5.79%
Bhadra end 2078
2
Cost of Fund
4.06%
Bhadra end 2078
3
Interest spread
3.34 %
Bhadra end 2078
4
Base Rate (applicable)
5.74%
Asadh end 2078- (Average for 3 months) (Baisakh 2078: 5.93%, Jestha 2078: 5.76%, Asadh 2078: 5.54% )
Effective from 20th October, 2021
  • Deposit Rates
  • Fixed Deposit Rates
  • Lending Rates
  • Fixed Lending Rates (For 1 Year)
  • Fixed Lending Rates (Upto 7 Years)
  • Fixed Lending Rates (Upto 10 Years)

Notes:

  • Specific product feature, interest rate and minimum balance for various saving deposits will be as per information provided in Bank's website.
  • Akshyakosh rate to be decided by mutual consent between Bank and the client.
  • Interest rate on Fixed Deposit opened through remittance fund shall be provided with +1% above the highest published deposit interest rate.
  • Fixed deposit with tenure less than 3 months shall not be entertained.
  • Interest Rates on lending are to remain same as published for the month of Kartik 2078.

 

Base Rate and Interest Rate Spread (3 Years data)

 2075-76  Period Base Rate Interest Spread Remarks
Quarter 1 9.03% 4.53%  
Quarter 2 8.96% 4.24%  
Quarter 3 8.54% 4.24%  
Quarter 4 8.33% 4.38%  
         
 2076-77  Period Base Rate Interest Spread Remarks
Quarter 1 8.48% 4.36%  
Quarter 2 8.53% 5.16% Excluding Gov, Securities
4.41% Including Gov. Securities
Quarter 3 8.53% 5.01% Excluding Gov, Securities
4.18% Including Gov. Securities
Quarter 4 7.51% 3.99%  
         
 2077-78  Period Base Rate Interest Spread Remarks
Quarter 1 7.19% 4.14%  
Quarter 2 6.56% 4.14%  
Quarter 3 5.95% 3.57%  
Quarter 4 5.74% 3.33%  

 

Published Interest Rates of Past Years
2075 View Published Interest Rates
2076 View Published Interest Rates
2077 View Published Interest Rates
2078 View Published Interest Rates