Notes:

• Rates on Lending shall be adjusted as per change in base rate of the Bank.
• Additional Risk premium up to 2% on approved rate shall be levied for loan seeking additional provisioning.
• Penal interest of 2% shall be applied on the expired/overdue loan.
• Rate on forced loan/lBN shall be BR + 5.00% premium.
• Rate on subsidized loan shall be BR+2.00% premium or as guided b) per NRB.
• Rale on USD denominated loan for export credit shall be as per NRB circular and rate shall be reviewed on quarterly basis as per change in LIBOR rate.
• Interest rate on direct deprived sector lending shall be as per existing agreement.
• Rate on consortium financing shall be decided by the consortium meeting.
• Specific product feature, interest rate and minimum balance for various saving deposits will be as per information provided in Bank's Website.
• Akshyakosh rate to be decided by mutual consent between bank and the client.