.png)
Base Rates
S.No
Indicator
%
Description
1
Base Rate
5.79%
Bhadra end 2078
2
Cost of Fund
4.06%
Bhadra end 2078
3
Interest spread
3.34 %
Bhadra end 2078
4
Base Rate (applicable)
5.74%
Asadh end 2078- (Average for 3 months) (Baisakh 2078: 5.93%, Jestha 2078: 5.76%, Asadh 2078: 5.54% )
Effective from 20th October, 2021
- Deposit Rates
- Fixed Deposit Rates
- Lending Rates
- Fixed Lending Rates (For 1 Year)
- Fixed Lending Rates (Upto 7 Years)
- Fixed Lending Rates (Upto 10 Years)
Notes:
- Specific product feature, interest rate and minimum balance for various saving deposits will be as per information provided in Bank's website.
- Akshyakosh rate to be decided by mutual consent between Bank and the client.
- Interest rate on Fixed Deposit opened through remittance fund shall be provided with +1% above the highest published deposit interest rate.
- Fixed deposit with tenure less than 3 months shall not be entertained.
- Interest Rates on lending are to remain same as published for the month of Kartik 2078.
Base Rate and Interest Rate Spread (3 Years data)
| 2075-76 | Period | Base Rate | Interest Spread | Remarks |
| Quarter 1 | 9.03% | 4.53% | ||
| Quarter 2 | 8.96% | 4.24% | ||
| Quarter 3 | 8.54% | 4.24% | ||
| Quarter 4 | 8.33% | 4.38% | ||
| 2076-77 | Period | Base Rate | Interest Spread | Remarks |
| Quarter 1 | 8.48% | 4.36% | ||
| Quarter 2 | 8.53% | 5.16% | Excluding Gov, Securities | |
| 4.41% | Including Gov. Securities | |||
| Quarter 3 | 8.53% | 5.01% | Excluding Gov, Securities | |
| 4.18% | Including Gov. Securities | |||
| Quarter 4 | 7.51% | 3.99% | ||
| 2077-78 | Period | Base Rate | Interest Spread | Remarks |
| Quarter 1 | 7.19% | 4.14% | ||
| Quarter 2 | 6.56% | 4.14% | ||
| Quarter 3 | 5.95% | 3.57% | ||
| Quarter 4 | 5.74% | 3.33% |
| Published Interest Rates of Past Years | |
| 2075 | View Published Interest Rates |
| 2076 | View Published Interest Rates |
| 2077 | View Published Interest Rates |
| 2078 | View Published Interest Rates |